11 tips to protect your card

1. Put your signature fasT
Always put your signature on the signature panel of your card as soon as you receive it. Although this is one of the terms and conditions of a card's use set by the associations, this may also help prevent its misuse in case it falls into the hands of someone else.
Simply because that person can put one's own signature behind it and start using it without alerting the merchant's suspicion. Also, if the card is later recovered,then you may be held liable for all the transactions done by that person. "Putting your signature is a good way for the seller to cross check the genuineness of the presenter. And most credit card companies insist that the card be signed by the user before making any purchases," says Ashish Kapur, CEO, Invest Shoppe India Ltd.

2. Don't give photocopy of both the sides
Do not provide photocopies of both the sides of the credit card to anyone. This is because the card verification value (CVV), which is required for online transactions, is printed on the reverse of the card. Anyone can use the card for online purchases if the information is available with one.

3. PIN precautions
Never write your personal identification number (PIN) on your card. Instead memorise it or keep the number separately from your card. This way you can prevent the card's misuse in case the card falls into someone's hand. If both the card and PIN are there, then someone can withdraw cash from the ATM machines.
Also, you must keep your PIN secure and must not disclose it to anyone. Keep changing your PIN and access passwords to avoid
frauds and misuse. Don't use an obvious password like your birth date or your mother's maiden name

4. Avoid giving out card number online
Don't give out your credit card number online unless you know and trust the company in question. Because when you input your credit card information at a website or send it in an e-mail, that information is transmitted across the internet as if it were written on the back of a postcard. "To ensure the security of your account, that information should be encrypted using the latest technology. A fraudulent site
may tell you that you don't need to encrypt the information. Don't believe it," says an HSBC spokesperson.
5. Don't always trust a site
Before using a secured transaction site, check out the encryption software it uses. You can do this by clicking on the icon that looks like a lock located on the bottom right corner of the screen. A certification by VeriSign would be one of the industry's trusted technology.

"Some sites may claim to be encrypted when they actually are not. If you are not sure, ask for an alternate method of payment," says the HSBC spokesperson.

6. Don't give information over phone

Do not give any information to persons seeking credit card information over phone unless you have yourself initiated the talk. They may even claim to be a bank's representative, but you actually don't know who they really are. Know that banks and
other legitimate businesses never ask for passwords, account numbers or updated information via email or over phone.

"Treat all unsolicited e-mail (and phone) messages with scepticism and avoid clicking on website links," says Kapur

7. Separate record of card information

You should also keep a separate record of the credit card information as well as customer service telephone numbers so that you could contact the issuer in the event that your card is lost or stolen.

8. Notify immediately
In case your credit card gets misplaced, notify the credit card company as soon as possible to avoid any fraud transaction and get the card cancelled immediately. Once informed, you liability will be limited.

9. Watch your card being swiped

You should also watch your card being swiped on the terminals which should normally be done in clear view to ensure no external readers are used to capture your credit card data. Check that the merchant swiping your card does not swipe multiple times. If you are suspicious, you can always alert your issuing bank.

10. Exercise caution at the ATM
Exercise caution at the ATM and ensure that you are alone when you are entering your secret PIN.
In case your card gets stuck in the machine, inform the card issuer immediately.

11. Monitor financial statements
You should also keep monitoring your financial statements. Make sure there are no changes or transactions you did not initiate. Because if reported after the stipulated period, you will be liable for any fraud transaction. To avoid this, keep copies of sales slips and compare charges when bills arrive. If there is a mistake, call your issuer right away.

COURTESY: ECONOMIC TIMES

Eat 'ORGAN' ic Food

God left us great clues as to what foods help what part of our body!
God's Pharmacy! Amazing!
A sliced Carrot looks like the human eye. The pupil, iris and radiating lines look just like the human eye... and YES, science now shows carrots greatly enhance blood flow to and function of the eyes.
A Tomato has four chambers and is red.. The heart has four chambers and is red. All o f the research shows tomatoes are loaded with lycopine and are indeed pure heart and blood food.
Grapes hang in a cluster that has the shape of the heart. Each grape looks like a blood cell and all of the research today shows grapes are also profound heart and blood vitalizing food.
A Walnut looks like a little brain, a left and right hemisphere, upper cerebrums and lower cerebellums. Even the wrinkles or folds on the nut are just like the neo-cortex. We now know walnuts help develop more than three (3) dozen neuron-transmitters for brain function.
Kidney Beans actually heal and help maintain kidney function and yes, they look exactly like the human kidneys.
Celery, Bok Choy, Rhubarb and many more look just like bones. These foods specifically target bone strength. Bones are 23% sodium and these foods are 23% sodium. If you don't have enough sodium in your diet, the body pulls it from the bones, thus making them weak. These foods replenish the skeletal needs of the body.
Avocadoes, Eggplant and Pears target the health and function of the womb and cervix of the female - they look just like these organs. Today's research shows that when a woman eats one avocado a week, it balances hormones, sheds unwanted birth weight, and prevents cervical cancers. And how profound is this? It takes exactly nine (9) months to grow an avocado from blossom to ripened fruit. There are over 14,000 photolytic chemical constituents of nutrition in each one of these foods (modern science has only studied and named about 141 of them).
Figs are full of seeds and hang in twos when they grow.. Figs increase the mobility of male sperm and increase the numbers of Sperm as well to overcome male sterility.
Sweet Potatoes look like the pancreas and actually balance the glycemic index of diabetics.
Olives assist the health and function of the ovariesOranges, Grapefruits, and other Citrus fruits look just like the mammary glands of the female and actually assist the health of the breasts and the movement of lymph in and out of the breasts.
Onions look like the body's cells. Today's research shows onions h elp clear waste materials from all of the body cells. They even produce tears which wash the epithelial layers of the eyes. A working companion, Garlic, also helps eliminate waste materials and dangerous free radicals from the body.

Turn your MP3 players down

Millions of youngsters across Europe could suffer permanent hearing loss after five years if they listen to MP3 players at too high a volu
me for more than five hours a week, EU scientists warned on Monday.

The scientists' study, requested by the European Commission, attacked the concept of "leisure noise," saying children and teenagers should be protected from increasingly high sound levels -- with loud mobile phones also coming in for criticism.

"There has been increasing concern about exposure from the new generation of personal music players which can reproduce sounds at very high volumes without loss of quality," the Commission, the EU's executive arm, said in a statement.

"Risk for hearing damage depends on sound level and exposure time," it said. More and more young people were exposed to the significant threat that leisure noise posed to hearing, it said.

Commission experts estimate that between 50 and 100 million people listen to portable music players on a daily basis.

If they listened for only five hours a week at more than 89 decibels, they would already exceed EU limits for noise allowed in the workplace, they said. But if they listened for longer periods, they risked permanent hearing loss after five years.

The scientists calculated the number of people in that risk category at between five and 10 percent of listeners, meaning up to 10 million people in the European Union.

Sales of personal music players have soared in EU countries in recent years, particularly of MP3 players.

Commission experts estimate unit sales between 184 and 246 million for all portable audio devices just over the last four years, of which MP3 players range between 124 and 165 million.

Mobile phones used at excessive volume also came under fire from Meglena Kuneva, the EU's consumer affairs commissioner.

"I am concerned that so many young people ... who are frequent users of personal music players and mobile phones at high acoustic levels, may be unknowingly damaging their hearing irrevocably," she said in the statement.

Courtesy: Economic Times

Take care

Dont eat kurkure b'Cos it contains high amount of plastic if U dont believe burn KurKure and U can see plastic melting.

News report from Times of India- Avoid these tablets they are very dangerous

1. D cold
2. Vicks action- 500
3. Actified
4. Coldarin
5. Cosome
6. Nice
7. Nimulid
8.Cetrizet-D

They contain Phenyl- Propanol -Amide PPA which Causes strokes,and these tablets are banned in U.S.

This may be helpful for someone**

Child helpline

Hi! FRIENDS ,,,,,,,,,,,

If you have a function/party at your home and if there is excess food available at the end, don't hesitate to call 1098 (only in India ) - Child Helpline. They will come and collect the Food.

How to disable a STOLEN mobile phone?

To check your Mobile phone's serial number, key in the following digits on your phone:

* # 0 6 #

A 15 digit code will appear on the screen. This number is unique to your handset. Write it down and keep it somewhere safe. when your phone get stolen, you can phone your service provider and give them this code. They will then be able to block your handset so even if the thief changes the

SIM card, your phone will be totally useless.

You probably won't get your phone back, but at least you know that whoever stole it can't use/sell it either. If everybody does this, there would be no point in people stealing mobile phones.

Have you locked your keys in the car? Does you car have remote keys?

This may come in handy someday. Good reason to own a cell phone:

If you lock your keys in the car and the spare keys are at home, call

someone at home on their cell phone from your cell phone.

Hold your cell phone about a foot from your car door and have the person

at your home press the unlock button, holding it near the mobile phone on

their end. Your car will unlock.

Saves someone from having to drive your keys to you. Distance is no object. You could be hundreds of miles away, and if you can reach someone who has the other "remote" for your car, you can unlock the doors (or the trunk).

Editor's Note: *It works fine! We tried it out and it unlocked our car over a cell phone!"*

The Emergency Number worldwide for **Mobile** is 112

* If you find yourself out of coverage area of your mobile network and there is an emergency, dial 112, and the mobile will search any existing network to establish the emergency number for you, and interestingly this number 112 can be dialed even if the keypad is locked.

**Try it out.**

JOHN HOPKINS-LATEST FINDINGS ON CANCER

AFTER YEARS OF TELLING PEOPLE CHEMOTHERAPY IS THE ONLY WAY TO TRY AND ELIMINATE CANCER, JOHN HOPKINS IS FINALLY STARTING TO TELL YOU THERE IS AN ALTERNATIVE WAY .


1. Every person has cancer cells in the body. These cancer cells do not show up in the standard tests until they have multiplied to a few billion. When doctors tell cancer patients that there are no more cancer cells in their bodies after treatment, it just means the tests are unable to detect the cancer cells because they have not reached the detectable size.

2. Cancer cells occur between 6 to more than 10 times in a person's lifetime.

3. When the person's immune system is strong the cancer cells will be destroyed and prevented from multiplying and forming tumors.

4. When a person has cancer it indicates the person has multiple nutritional deficiencies. These could be due to genetic, environmental, food and lifestyle factors.

5 To overcome the multiple nutritional deficiencies, changing diet and including supplements will strengthen the immune system.

6. Chemotherapy involves poisoning the rapidly-growing cancer cells and also destroys rapidly-growing healthy cells in the bone marrow, gastrointestinal tract etc, and can cause organ damage, like liver, kidneys, heart, lungs etc.

7. Radiation while destroying cancer cells also burns, scars and damages healthy cells, tissues and organs.

8. Initial treatment with chemotherapy and radiation will often reduce tumor size . However prolonged use of chemotherapy and radiation do not result in more tumor destruction.

9. When the body has too much toxic burden from chemotherapy and radiation the immune system is either compromised or destroyed, hence the person can succumb to various kinds of infections and complications.

10. Chemotherapy and radiation can cause cancer cells to mutate and become resistant and difficult to destroy. Surgery can also cause cancer cells to spread to other sites.

11. An effective way to battle cancer is to starve the cancer cells by not feeding it with the foods it needs to multiply.

CANCER CELLS FEED ON:

a Sugar is a cancer-feeder. By cutting off sugar it cuts off one important food supply to the cancer cells. Sugar substitutes like NutraSweet, Equal,Spoonful, etc are made with Aspartame and it is harmful. A better natural substitute would be Manuka honey or molasses but only in very small amounts. Table salt has a chemical added to make it white in color. Better alternative is Bragg's aminos or sea salt.

b. Milk causes the body to produce mucus, especially in the gastrointestinal tract. Cancer feeds on mucus. By cutting off milk and substituting with unsweetened soy milk cancer cells are being starved.

c. Cancer cells thrive in an acid environment. A meat-based diet is acidic and it is best to eat fish, and a little chicken rather than beef or pork. Meat also contains livestock antibiotics, growth hormones and parasites, which are all harmful, especially to people with cancer.

d. A diet made of 80% fresh vegetables and juice, whole grains, seeds, nuts and a little fruit help put the body into an alkaline environment. About 20% can be from cooked food including beans. Fresh vegetable juices provide live enzymes that are easily absorbed and reach down to cellular levels within 15 minutes to nourish and enhance growth of healthy cells. To obtain live enzymes for building healthy cells try and drink fresh vegetable juice (most vegetables including bean sprouts) and eat some raw vegetable s 2 or 3 times a day. Enzymes are destroyed at temperatures of 104 degrees F (40 degrees C).

e. Avoid coffee, tea, a and chocolate, which have high caffeine. Green tea is a better alternative and has cancer-fighting properties. Water-best to drink purified water, or filtered, to avoid known toxins and heavy metals in tap water. Distilled water is acidic, avoid it.

12. Meat protein is difficult to digest and requires a lot of digestive enzymes. Undigested meat remaining in the intestines become putrefied and leads to more toxic build-up.

13. Cancer cell walls have a tough protein covering. By refraining from or eating less meat it frees more enzymes to attack the protein walls of cancer cells and allows the body's killer cells to destroy the cancer cells.

14. Some supplements build up the immune system (IP6, Flor-ssence, Essiac, anti-oxidants, vitamins, minerals, EFAs etc.) to enable the body's own killer cells to destroy cancer cells. Other supplements like vitamin E are known to cause apoptosis, or programmed cell death, the body's normal method of disposing of damaged, unwanted anted, or unneeded cells.

15. Cancer is a disease of the mind, body, and spirit. A proactive and positive spirit will help the cancer warrior be a survivor. Anger, resentment, and bitterness put the body into a stressful and acidic environment. Learn to have a loving and forgiving spirit. Learn to relax and enjoy life.

16. Cancer cells cannot thrive in an oxygenated environment. Exercising daily, and deep breathing help to get more oxygen down to the cellular level. Oxygen therapy is another means employed to destroy cancer cells.

CANCER UPDATE FROM JOHN HOPKINS HOSPITAL , U S A

1. No plastic containers in micro.

2. No water bottles in freezer.

3. No plastic wrap in microwave.

Johns Hopkins has recently sent this out in its newsletters. This information is being circulated at Walter Reed Army Medical Center as well.

Dioxin chemicals cause cancer, especially breast cancer.
Dioxins are highly poisonous to the cells of our bodies.
Don't freeze your plastic bottles with water in them as this releases dioxins from the plastic.

Recently, Dr. Edward Fujimoto, Wellness Program Manager at Castle Hospital , was on a TV program to explain this health hazard. He talked about dioxins and how bad they are for us.. He said that we should not be heating our food in the microwave using plastic containers.

This especially applies to foods that contain fat. He said that the combination of fat, high heat, and plastics releases dioxin into the food and ultimately into the cells of the body. Instead, he recommends using glass, such as Corning Ware, Pyrex or ceramic containers for heating food. You get the same results, only without the dioxin. So such things as TV dinners, instant ramen and soups, etc., should be removed from the container and heated in something else.

Paper isn't bad but you don't know what is in t he paper. It's just safer to use tempered glass, Corning Ware, etc. He reminded us that a while ago some of the fast food restaurants moved away from the foam containers to paper. The dioxin problem is one of the reasons.

Also, he pointed out that plastic wrap, such as Saran, is just as dangerous when placed over foods to be cooked in the microwave. As the food is nuked, the high heat causes poisonous toxins to actually melt out of the plastic wrap and drip into the food. Cover food with a paper towel instead.

How to avoid ATM theft

How to avoid ATM theft
If any robber catches you and you are forced by the robber to withdraw money from an ATM machine, you can notify the police so smartly by entering your Pin Number in reverse. For example if your pin number is 1234 then you would put in 4321. The ATM recognizes that your pin number is backwards from the ATM card you placed in the machine.

The machine will still give you the money you requested, but unknown to the robber, the police will be immediately despatched to help you.

This information was recently a broadcast on TV and it states that it is seldom used because people don't know of its existence.
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